Minimal Asset Process


Online Chat

We are on hand to provide live support, simply click the message button to start a conversation

Call Us

Speak with one of our friendly debt advisors on 0800 97 88 495


Our team will help you find the right solution for your financial problems

What Is A MAP?

The MAP is for individuals who have a low income and minimal assets. You would need to speak to an approved money advisor who would complete the paperwork online for you.

At the same time you would pay the MAP fee which is £90 opposed to the £200 application fee for sequestration.



  • Have debts of more than £1,500, but less than £17,000.
  • Must not have assets exceeding £2000.
  • Must not have a car worth more than £3000.
  • Cannot be a homeowner.
  • Must be able to afford the £90 application fee.
  • You cannot have been made bankrupt in the last 5 years.
  • Be residing in Scotland within the last year.
  • You have a low income – defined as someone who is entirely dependent on income related benefits (JSA for example) or you have nothing left over after you have paid your essential living costs.


  • If your position remains unchanged, your debts will be cleared in 6 months.
  • Low application fee of £90.
  • Once granted you will be protected from creditor action.


  • You cannot be a homeowner.
  • The MAP will have a negative impact on your credit rating, making it harder to obtain credit in the future.

You can call one of our advisers on 0800 97 88 495 or email to find out if you qualify for a Trust Deed.

Please note: Debt Support Service does not administer Minimal Asset Process.